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Ask HN: How much money do you spend each month?

Hacker News - Mon, 11/04/2024 - 9:18pm

Someone got into heated argument over comment I made in my another thread when I said we survive well with $60k (post tax) for family of four.

Here is the breaddown:

Rent: $2400 (East South of Seattle, quiet and safe area 3B2Ba SFH)

Groceries: $800 per month

Kids school: $200 per month (public school)

Kids activities: $200 (for 4-6 months). We play at home.

Electricity, Gas, Sewer - $400 per month

Gas: $100 per month (I mostly do WFH)

Emergency: $300 per month

Fun or toys: $100 month

Healthcare: $1200 per month (through marketplace)

Internet: $50 per month (comcast 2 year deal)

Childcare: None since one of the spouse stays at home.

My spouse and I don't drink. We play board games at home. We have no TV rule at home since most TV is just brainwashing. We have internet that we use for watching shows. We don't like Netflix since every show is just sex, gore, or violence filled non-sense.

We could lower it if we moved to an apartment but we love the place. We live happily and I get to see kids everyday rather than leaving them with strangers with cookie cutter upbringing. You can't outsourced parenting when you decide to have kids. But, most people never grow up. They want to party every weekend. They can't keep up with jonasses. We are different. This is how my family built the wealth.

I firmly beleive it is manageable with $60k to $80k. Granted, we are not contributing to retirement but this won't be forever situation.

Somehow, people have build expectation that you need $150k - $200k to live descently. It is utmost corporate and media brainwashing one could imagine.

I totally understand this is not doable for everyone and your situation might be different. But, please don't deny you are not going to survive on $60k.

I am curious how much money do you spend each month and what does the breaddown look like?

Comments URL: https://news.ycombinator.com/item?id=42048054

Points: 3

# Comments: 0

Categories: Hacker News

Text Embedding Benchmark (2022)

Hacker News - Mon, 11/04/2024 - 9:10pm

Article URL: https://arxiv.org/abs/2210.07316

Comments URL: https://news.ycombinator.com/item?id=42048023

Points: 1

# Comments: 0

Categories: Hacker News

Show HN: Langur – consistent, observable LLM agents

Hacker News - Mon, 11/04/2024 - 9:02pm

Hi HN! I've been working on a new type of LLM agent framework designed with consistency and observability in mind. The agent behavior is represented as a directed graph, you can save/load agents, and the agent representation is JSON so you can store agents or send over the wire. It's also designed to have modular behavior that can be customized, and makes it easy to connect to real-world systems.

Would love to hear anyone's thoughts!

Repo: https://github.com/anerli/langur There is a Discord as well: https://discord.gg/wSBSP56V7U

Comments URL: https://news.ycombinator.com/item?id=42047995

Points: 1

# Comments: 0

Categories: Hacker News

Best Phone to Buy for 2024

CNET Feed - Mon, 11/04/2024 - 8:43pm
Apple's iPhone 16 series is here, Google's Pixel 9 lineup is out, and Samsung's Galaxy S24 series still shines bright. We reviewed and tested them all to help you find the best phone for your needs.
Categories: CNET

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