Hacker News

Article URL: https://words.filippo.io/seeds-solved/

Comments URL: https://news.ycombinator.com/item?id=50122920

Points: 1

# Comments: 0

Article URL: https://talkingpostgres.com/episodes/from-oracle-dba-to-postgres-contributor-with-karen-jex

Comments URL: https://news.ycombinator.com/item?id=50122909

Points: 1

# Comments: 0

It seems an obvious thing to try; therefore, it has been tried.

Impressive results are publicized; therefore it wasn't impressive.

Comments URL: https://news.ycombinator.com/item?id=50122904

Points: 1

# Comments: 0

Article URL: https://alexwang.ai/posts/associative-memory/

Comments URL: https://news.ycombinator.com/item?id=50122878

Points: 1

# Comments: 0

Article URL: https://www.wsj.com/arts-culture/food-cooking/mark-zuckerberg-versus-the-pint-of-guinness-94460282

Comments URL: https://news.ycombinator.com/item?id=50122872

Points: 1

# Comments: 0

Article URL: https://dailynous.com/2026/10/16/putting-the-pub-in-public-philosophy/

Comments URL: https://news.ycombinator.com/item?id=50122841

Points: 1

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Article URL: https://claude.ai/artifact/BVkB3o83k2AuJhoaGqMeUy

Comments URL: https://news.ycombinator.com/item?id=50122838

Points: 1

# Comments: 1

Article URL: https://u1.lol

Comments URL: https://news.ycombinator.com/item?id=50122815

Points: 2

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Article URL: https://openai.com/index/introducing-the-rosalind-academic-plan/

Comments URL: https://news.ycombinator.com/item?id=50122811

Points: 1

# Comments: 0

Article URL: https://www.anthropic.com/research/ecdsa-curve-origins

Comments URL: https://news.ycombinator.com/item?id=50122800

Points: 56

# Comments: 7

Hi HN,

I've been through many finance tracking apps, starting with Personal Capital, then Monarch, and most recently Copilot. None of them have worked perfectly for my needs.

All of these apps tend to model “cash flow” as the net sum of your transactions during a month, yet while credit card charges are reported immediately, they are typically deducted from checking (cash) accounts the following month when the bill is due. As a result, I've always had to maintain a separate spreadsheet to track my actual cash flow.

These apps also have a huge focus on managing budgets, which has never been for me. My spending is rarely consistent month-to-month, so every month I'm comparing my fully justified spending against my budget, and tweaking my budget until I “pass”.

So I built yet another finance tracking app. It has the usual components - accounts, transactions, categories - but the core is a cash flow projection engine, and everything else is built around it.

Budgets are gone. Instead, each income/spending category is projected forward from your historical activity, but not as a flat monthly number. They land in whatever account you historically use (e.g. checking account for paychecks/rent/bills, credit/debit cards for daily spending). Credit card payments are modeled automatically based on your projected credit card balance. You can set up your own recurring transfers between accounts as well, to model savings, for example.

The end result is that the app can forecast how your cash moves, and you can see in advance when any account might run low. If all of your accounts look good for the next 12 months, maybe you don't have a budgeting problem.

What’s made the biggest difference for me has been the MCP integration, which I have connected to Claude (but can be connected to any AI agent of your choice). I have asked it to import historical transactions by uploading PDF account statements, categorize/tag all transactions that took place while I was on vacation, and plan transfers across my accounts to cover expected payments.

I hope some people that share my frustrations will find this app useful.

Comments URL: https://news.ycombinator.com/item?id=50122776

Points: 1

# Comments: 0

Article URL: https://github.com/Moshik21/weatherdeck

Comments URL: https://news.ycombinator.com/item?id=50122767

Points: 1

# Comments: 0

Article URL: https://www.washingtonpost.com/business/2026/10/15/student-loan-auto-loan-payments-make-other-monthly-costs-less-affordable/

Comments URL: https://news.ycombinator.com/item?id=50122756

Points: 1

# Comments: 0

Article URL: https://nate.spot/gnome-makes-me-sad/

Comments URL: https://news.ycombinator.com/item?id=50120387

Points: 1

# Comments: 0

Article URL: https://arstechnica.com/cars/2026/10/tesla-turns-to-50-year-old-stunt-technology-as-it-tries-to-roadster-again/

Comments URL: https://news.ycombinator.com/item?id=50120338

Points: 3

# Comments: 0

Article URL: https://www.youtube.com/watch?v=LKrwhjOI8Nc

Comments URL: https://news.ycombinator.com/item?id=50120337

Points: 1

# Comments: 0

Article URL: https://www.ariwilson.com/writing/openremainderbot/

Comments URL: https://news.ycombinator.com/item?id=50120334

Points: 1

# Comments: 0

Article URL: https://www.thedial.world/articles/news/ai-book-scams

Comments URL: https://news.ycombinator.com/item?id=50120330

Points: 1

# Comments: 0

Article URL: https://medium.com/@majid.fekri/the-great-unlocking-start-building-now-and-remember-everything-8b92df94af3c

Comments URL: https://news.ycombinator.com/item?id=50120299

Points: 3

# Comments: 0

Article URL: https://aegisfw.com/

Comments URL: https://news.ycombinator.com/item?id=50120286

Points: 1

# Comments: 1