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Show HN: A local alternative to Jev – 94% on Banking77
I’ve been experimenting with a local approach to some of the classification tasks people are using Jev for. This approach uses text embeddings + logistic regression
On Banking77, which contains 77 categories of banking support questions, I get 94.25% using bge-large-en-v1.5 for embeddings, and 93.28% with all-MiniLM-L6-v2 (only the classifier gets trained, the embeddings model stays unchanged). For comparison:
Model Accuracy Size/training time - IntenDD (SOTA): 94.86% (~350M params, hours on GPU) - This script: 94.25% (642 KB classifier, 3s on CPU) - ModernBERT fine-tuned: 93.99% (149M params, minutes on GPU) - BERT fine-tuned: 92.76% (110M params, minutes on GPU) - Jev (zero-shot): 87.0% (closed API) - Laya (zero-shot): 42.5% (421M params) MiniLM’s encoder is roughly 91 MB in FP32, BGE is about 1.2 GB, the classifier and scaler are only 642 KB
The linked gist evaluates all 3,080 official test examples. Running python banking77_gist.py uses MiniLM by default, and you can choose the larger BGE encoder. Everything runs locally (although it needs to download the embedding model on the first run)
This is just a proof of concept, but it shows you can get very good results without needing GPUs, large amounts of data or hours of training, if you mostly just need classification
The direction I'm now exploring, is a system that handles familiar decisions with classifiers first, but asks an LLM for help when needed, then uses the LLM responses to automatically improve its local classifiers
What are you using Jev/Laya for?
Comments URL: https://news.ycombinator.com/item?id=49858795
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Article URL: https://www.youtube.com/watch?v=eK6w6MzMDhk
Comments URL: https://news.ycombinator.com/item?id=49858792
Points: 1
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Article URL: https://invertedpassion.substack.com/p/modern-llms-have-tiny-gpts-hidden
Comments URL: https://news.ycombinator.com/item?id=49858767
Points: 1
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Article URL: https://github.com/wfzyx/von
Comments URL: https://news.ycombinator.com/item?id=49858763
Points: 2
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Comments URL: https://news.ycombinator.com/item?id=49858760
Points: 1
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Article URL: https://numbermuseum.com/2147483647
Comments URL: https://news.ycombinator.com/item?id=49858756
Points: 3
# Comments: 2
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Article URL: https://github.com/brave/brave-browser/issues/58786
Comments URL: https://news.ycombinator.com/item?id=49858719
Points: 1
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Comments URL: https://news.ycombinator.com/item?id=49858689
Points: 1
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Article URL: https://www.righto.com/2026/09/8087-tangent-cordic.html
Comments URL: https://news.ycombinator.com/item?id=49858676
Points: 2
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Article URL: https://aws.amazon.com/blogs/aws-insights/wrong-not-broken/
Comments URL: https://news.ycombinator.com/item?id=49858664
Points: 1
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Article URL: https://www.bbc.co.uk/news/articles/cwp80l0my1x2o
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Article URL: https://www.docker.com/blog/introducing-cloud-sandboxes-start-on-your-laptop-finish-in-the-cloud/
Comments URL: https://news.ycombinator.com/item?id=49858650
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Article URL: https://journals.sagepub.com/doi/10.1177/23998083261458842
Comments URL: https://news.ycombinator.com/item?id=49858643
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Article URL: https://epoch.ai/publications/the-plunging-price-of-thought
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Article URL: https://rozumem.xyz/posts/20
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Article URL: https://thefomite.com/dispatch/2026-09-15-the-room-the-swarm-improvised
Comments URL: https://news.ycombinator.com/item?id=49858226
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Article URL: https://prometheus.io/blog/2026/09/21/otel-prometheus-interoperability-survey/
Comments URL: https://news.ycombinator.com/item?id=49858210
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